Savings in banks offering high interest rates for saving certificate bonds seems like a great deal of guaranteed safe returns on your money that other types of investment cannot offer, that is precisely what many may think. But before you invest into a savings certificate for 3 years, learn more about what the real interest rate you would be getting is, and then compare to the safest investments markets have to offer to know where you should really put your money in-order to guarantee high and s

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