Social Security checks will arrive on time this July — but some recipients may soon be in for a surprise. Starting later this month, the Social Security Administration plans to withhold up to 50% of monthly benefits from people it says were overpaid and haven’t started paying the money back.

If you happened to have been overpaid by the Social Security Administration (SSA), your check may soon be a bit smaller this month. See payment schedule.

Social Security recipients across the U.S. will be seeing reduced July 2025 payments. Here’s who is affected, why it’s happening, and how to appeal.