Interest on variable interest rate loans move with market rates; interest on fixed rate loans will remain the same for that loan's entire term.

Explore news and insights on climate change, environment policies, global warming and sustainable practices with The New York Times Climate and Environment section.

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Since the mid-1900s, humans have been exerting an ever-increasing impact on the global nitrogen cycle. Human activities, such as making fertilizers and burning fossil fuels, have significantly ...

See the best energy suppliers of 2025 from research by Forbes Advisor. To rank energy providers we looked at monthly tariff price, exit fees and customer service data.

Per capita is a Latin term that translates to “by head.” It’s used to refer to an average number per person.

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