U.S. states have set up insurers to provide protection in disaster-prone areas that private insurance has avoided. They are taking on more risks as calamities become widespread.

First developed in 1981 by computer scientist Chase Bishop, the software project that would eventually become Windows actually started life under a far wonkier name: "Interface ...

Discover the best home-improvement products—lab-tested, expert-approved upgrades for kitchens, baths, and beyond from Good Housekeeping.

Need a home warranty in Columbus? Our top picks include Cinch Home Services, Choice Home Warranty and American Home Shield. Compare local reviews.