This creates an intriguing landscape of credit card offers. Here are some of the best new middle-class offers identified by experts. And remember: It’s a good idea to know your credit score to have ...

Behavioral economist Hersh Shefrin says even many of the holiday shoppers who take the time to write a budget, 36% of them, will overspend. And for the least-accurate budgeters out there, Shefrin ...

Is the 30% Rule Right for You? When deciding on your own 30% rule, it’s probably a good idea to base it on your take-home pay, rather than your gross income. Let’s say you bring home $3,500 a month.

Auto loans as a whole grew 11.5% from 2014 to 2015, and so did loans to subprime and deep subprime borrowers (i.e. buyers with bad credit scores). In the fourth quarter of 2014, subprime and deep ...

When you first get approved for a new credit card, it can be disheartening to see a low credit card limit, especially if you compare it to the average credit card limit in America. Credit card limits ...

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. It’s crucial to keep track of ...

Building credit with credit cards can be an excellent way to achieve financial independence, earn rewards, and make significant purchases. However, a few aspects may not be straightforward, such as ...

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Sources: Nolo and InCharge Debt Solutions Factors Affecting a Debt Collector’s Decision to Sue While the statute of limitations sets the outer boundary, debt collectors consider several factors before ...

A healthy credit score can lead to better financial opportunities for people of all ages. That includes more opportunities for loans and credit—often at better rates. But a good credit score can also ...

Top 10 States With the Least Credit Card Debt The major credit bureau, Experian, tracks credit card debt data as well and found that between 2021 and 2022, overall credit card debt in the U.S.

This article originally appeared on Arrest Your Debt and has been republished with permission. When I was a kid, there was always something I wanted to buy. The problem was, I usually had spent all my ...