How does the CRA calculate the maximum CPP payout? For 2025, the maximum CPP payout is $1,433 per month, or $17,196 a year. The CRA keeps updating this amount to adjust for inflation.

The maximum CPP payout for a 70-year old starting a pension in 2024 is $1,937.73. But how can you receive the maximum CPP payout?

Suppose it is 37 years, you might want to delay your CPP payout by three years so the CRA can get a 40-year high-income salary as the base to calculate your CPP.