Learn how balance transfer credit cards work, why intro APRs matter, and how to use them to pay off debt faster. Get tips to ...

Most credit cards have variable rates with direct connections to the Federal Reserve’s benchmark. It follows that credit card rates spiked along with the Fed’s string of 11 rate hikes starting in ...

Credit Question: I have a balance on a credit card with two different APRs. If I pay more than the minimum, does my whole payment reduce the balance with the higher APR? – Ken Answer: Hi Ken, Paying ...