Certificate of deposit (CD) accounts offer a secure place to keep your savings while earning a guaranteed rate of return. You can use CDs to fund short- or long-term financial goals. If you’re ready ...

When it comes to saving money and earning interest on your savings, financial institutions have multiple options that suit customers with unique financial goals, abilities and needs. That doesn’t mean ...

Decide on your CD, apply, fill out personal information, choose how you’ll receive interest and add money. Many, or all, of the products featured on this page are from our advertising partners who ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you looking to open ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. If ...

Certificates of deposit (CD) accounts allow depositors to earn a guaranteed interest rate in exchange for keeping their money in the account for a predetermined length of time. These accounts can have ...

Not sure how to open a certificate of deposit (CD) account? It’s easier than you might think. All it takes is choosing a bank, picking a term that fits your savings goals and making a deposit. Here’s ...