California's seventh largest home insurer is seeking permission to raise rates on homeowners by an average of 7.3% starting next year.

USAA is seeking a 7.3% home insurance rate increase in California, affecting nearly 350,000 customers. The proposal uses new wildfire risk models and, if approved, would take effect after April 2026.

California has approved a package of new laws meant to stabilize the state "s faltering home insurance market and help property owners protect their homes from wildfires and recover when they lose ...

The number of homeowners forced onto the FAIR Plan has skyrocketed. With high premiums and basic coverage, the plan is designed as a temporary option until homeowners can find permanent coverage.

Residential policyholders across California could be paying several hundred million dollars to help cover the costs of claims ...

Before the world watched on as wildfires engulfed large swathes of California early in 2025, an insurance crisis was already starting to heat up. In the months and years before the disastrous 2025 ...

The FAIR Plan calculated its rate hike request using new guidelines approved by the California Department of Insurance late last year, which allow insurers to set premiums based on the growing threat ...

The California FAIR Plan Assn., which covers homeowners denied insurance, is seeking a 35.8% rate increase, though some ...

Among California's solutions to its insurance crisis, there is a grant program that would help homeowners mitigate fire risk.

Sacramento — Two lawsuits filed in Los Angeles allege major home insurance companies have colluded to limit coverage in California communities at high risk for wildfires and force homeowners onto the ...

Managing general agent Delos Insurance Solutions said it will expand its wildfire coverage across five southern California ...

Amid more frequent wildfires, hurricanes, and floods, Consumer Reports argues homeowner protections should be codified across ...