Reviewed by Charles Potters Fact checked by Suzanne Kvilhaug Loss Ratio vs. Combined Ratio: An Overview The loss ratio and combined ratio are used to measure the profitability of an insurance company.

An operating ratio of 80 or less is considered desirable in the railroading industry. By comparing operating expenses to net sales, the operating ratio can be used to assess the efficiency of a ...

Insurers will calculate their combined ratios, which include the loss ratio and their expense ratio, to measure total cash outflows associated with their operating activities. If loss ratios ...

HDI Global SE reported a full-year insurance revenue of €10.0 billion for 2024, reaching double-digit billions for the first ...