Ohio's cheapest car insurer might not be what you think. Ohio car insurance averages $119 a month. Find low rates here.

Driving in your 50s generally means lower insurance premiums. As insurance companies see it, you have more experience behind the wheel and are less likely to take risks that could lead to accidents.

If you're just looking for the cheapest car insurance company overall in 2025, the answer is simple: USAA. Its average annual premium is around $1,335, beating every competitor across almost all ...