If you have federal student loans, you’ve probably heard the buzz: SAVE plans started drawing attention again beginning August 1, 2025. That’s because interest accrual on federal student loans finally resumed after a long pause during the pandemic.

Interest on SAVE loans resumed Aug. 1. If you're one of the 7.7 million Americans who need to change plans, here are three options.

Millions of borrowers began accruing interest again on their federal student loans this month. Here's what that could cost.